Among record-high credit card debt and reports of many consumers living paycheck to paycheck, Americans are relying on their savings to cover monthly bills and common everyday expenses, including groceries. A recent CNBC Select and Dynata
If you’re in your 20s, you may think you don’t need to worry about your financial future. But this is actually the best time to start planning financially for the
You may visit your doctor once a year to make sure all is well, but there’s something else to pencil on the calendar: an annual financial checkup. If you were
Certified Financial Planners (CFPs) follow seven financial planning steps to create recommendations for their clients. These steps are considered to be the practice standards for CFPs. They should be followed to comply
In personal financial planning, building a financial safety net is an important step. Once you have control over your day-to-day finances and have taken a look at your long-term financial
It seems there are generally two camps when it comes to finances: those who swear by their financial plans and those who do not have one. The planners tend to
Most purchases made with a credit card are straightforward: Just swipe or tap, and go. But for some things like marijuana, lottery tickets, gift cards and vehicles, it’s a little
Credit card debt is an unfortunate reality for many today. Americans owe over $1 trillion in credit card debt, according to recent data from the Federal Reserve Bank of New
Last year, Angie Sparks, a self-described travel hacker from Tampa, Florida, got some bad news related to her collection of credit cards: Capital One cut the credit lines on three
Saving money and investing money are entirely different things, with different purposes and different roles in your financial strategy. Saving money involves setting funds aside in safe, liquid accounts. Investing involves buying
