Pix Crédito: What It Is, How It Works and When to Use It
What is Pix Crédito?
Pix in installments, Pix on card or just Pix Credit… I’m sure you’ve heard some of these terms around and, in practice, they all mean exactly the same thing.
Pix Credit is nothing more than the possibility of making a payment via Pix using your credit card limit to pay in installments in a way that is more comfortable for your pocket.
How does Pix work with credit cards?
To make it clearer, imagine the following situation: you’re a sports fan and you’re preparing for a race. You’ve already registered, you’ve got your ID number in hand, you’ve got the right clothes, but you’re still missing one indispensable item: a pair of sneakers.
For this reason, you search on various websites to find a model that you like and that will help you perform well throughout the race and, of course, is very cost-effective.
Among the countless options, you can find the ideal pair of sneakers, in your size and even in your favorite color. Next to the total price of the product, you’ll find something like this:
From: R$399.99
For: R$302.99 in the pix (-24%)
In other words, by paying at Pix you get the product you need and you also get a discount. Cool, right?!
You open the Super App and look at your account, but you don’t have enough money to make a purchase… (Or you do, but you don’t want to spend it all and be out of pocket for the rest of the month). And that’s exactly where Pix Crédito comes in. You could even buy the sneakers on credit and pay in installments as you see fit, but you’d lose the value of the discount.
By choosing to make your purchase with Pix Credit, you can use the limit available on your card and still get a discount on your purchase. Best of all, you can pay in up to 12 installments. The amount drops instantly and you only pay when your bill arrives.
Now that you’ve understood how to pay in installments using your credit card limit, let’s show you some of the advantages of this payment method in your day-to-day life.
4 advantages of using Pix Crédito
Now that you’ve understood how to pay in installments using your credit card limit, let’s show you some of the advantages of this payment method in your day-to-day life:
1.You get discounts at your favorite stores
Today, many stores offer discounts for paying via Pix. And as you saw in the example above, you don’t need to have the money available in your account to make the transaction. Simply complete the purchase using your available credit limit here at Inter and guarantee a discount at your favorite stores.
2.The price drops on the spot and you only pay afterwards
One of the biggest advantages of paying via Pix is that it’s instantaneous, meaning that the transfer amount drops instantly.
It’s no different with Pix in installments! Even if you pay in installments, the money from the transaction automatically goes into the recipient’s account and you only pay when your bill arrives.
3.More comfort for your pocket
Here at Inter, you can pay for Pix in up to 8 installments on your credit card. This way, you’ll have more convenience and comfort when scheduling your installments.
4.More freedom and autonomy in your financial life
By paying Pix back in installments, you have the chance to take charge and control of your financial life once and for all. The reason? It’s simple!
Even if you have the money in your account, in addition to guaranteeing discounts at your favorite stores, you can plan better so that you don’t run out of money.
How to Pix with a credit card? Step by step
Making Pix using the available limit on your credit card is very simple. Check it out:
- Abra or Super App;
- Click on “Pix”;
- Then click on Pay Pix on Credit;
- On the next screen you can scan the QR Code or paste the download key available on the store’s website;
- Select the number of plots;
- Check all the information and click on Pay.
In this article you’ve seen what Pix no Crédito is and what advantages it can bring to your financial life. Access the Super App and do a Pix no Crédito right now.